• The Case for AGA

Your Shop.

Your Customers.

The system is built to slow your payments and push you toward networks. AGA exists to give independent shops a third option: fast pay, on your terms.

  • The Problem With the System

Slow Pay Is Not
an Accident.

When an insurer takes 45 to 60 days to pay a completed, invoiced job, that's not a backlog. It's a system built on a bet: that independent shops can't afford to wait them out.

Short pays run on the same bet. The check comes in under invoice with no explanation, because the insurer is counting on you to absorb the difference rather than burn hours fighting it. So it happens on claim after claim.

It all adds up to one kind of pressure: make independent shops tired enough, and squeezed enough, that joining a network starts to look like relief.

  • AGA vs. the Network

What You Give Up.
What You Keep.

Shops don't have to choose between getting paid fast and staying
independent. AGA provides the same speed networks offer - without the
terms.

Preferred Network

AGA

Accept network reimbursement rates

  • Your invoice. Full amount.

Volume commitments required

  • Claim by claim. No minimums.

Parts and process requirements

  • Run your shop your way.

45-60 day payment cycle

  • 3-5 business days.

Disputes are your problem

  • Disputes are AGA's problem.

Contract to sign

  • No contract. Try one claim.

Customer steering to network shops

  • Your customers stay yours.
  • No More Steering

No one Joins A Network for the Rates.

Independent shops don't sign with a preferred network because the rates are good or the rules are fair. They sign because slow pay and short pays create a cash-flow problem, and the network is the only one offering a way out, faster processing, steady volume, predictable money. It's a reasonable trade when it feels like the only option. The problem is what you give up to get it.

Your Rates

To get faster payment, you accept the network's reimbursement schedule instead of your own. The predictable cash comes at a discount to what your work is actually worth.

Your Independence

Network terms come with parts requirements, process rules, and volume commitments. Decisions that used to be yours start being made for you.

Your Customers

Referral volume flows to whoever's in-network this year. The customers you earned can be steered elsewhere the moment the arrangement changes.

You Did Not Build
This Shop to Hand

Your Margins Away.

Stay Independent.
Get Paid This Week.

No contract. No network. Try it on one eligible claim. If it works, keep going.
Your shop, your terms.

Talk to Someone Today

Auto Glass Advocates
Payment Without the Wait

Independent auto glass shops paid in full within 3-5 business days on eligible insurance claims. No networks. No contracts. No catch.

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