eligibility – auto glass advocate

Five Criteria.
Most Shops

Qualify.

AGA works with independent shops doing insurance-backed full windshield
replacements. If that describes your operation, you likely qualify.

What We Look
at on Each Job.

Eligibility is evaluated at the job level, not yours level. You may submit some jobs that qualify and some that do not. Each submission is reviewed individually.

Full Windshield Replacement Only

The job must be a complete windshield replacement. Chip repairs, crack repairs, and partial replacements are not eligible under the current AOC model.

Chip repair is not eligible

Customer Has Comprehensive Auto Insurance

The customer's policy must include comprehensive coverage. Liability-only policies, collision-only coverage, and uninsured motorist policies do not cover windshield replacement under the AOC model.

Comprehensive coverage required

Job Priced at NAGS Standard Rates

The invoice must be priced within NAGS (National Auto Glass Specifications) standard rate guidelines. Pricing outside NAGS benchmarks creates eligibility issues with the insurer claim and may affect AGA's ability to accept the assignment.

NAGS-aligned pricing required

Shop Operates in a Qualifying State

AGA currently operates in 44 or more states where assignment of benefits on auto glass claims is legally permitted. A small number of states have restrictions or prohibitions on AOC arrangements.

44+ qualifying states. See list below.

No Preferred Provider or Network Agreement

You must not have a current exclusive preferred provider agreement that prohibits third-party claim assignment on jobs covered by that network. Standard independent operation without network exclusivity qualifies.

Independent operation required

Chip and crack repairs (no full replacement)
Liability-only or collision-only insurance policies
Shops under exclusive network preferred provider agreements
Shops operating in states where AOC on auto glass is restricted
Jobs priced significantly outside NAGS standard rate guidelines

Not Sure If
You Qualify?

Talk to us before submitting anything. We will confirm your state eligibility, review your pricing structure, and tell you upfront whether your typical jobs will qualify. No commitment required.

44+ Qualifying
States.

AGA currently operates across the majority of the US. If your state is not
listed or you are unsure, contact us to confirm before submitting a claim.

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

South Carolina

South Dakota

Tennessee

Texas

Utah

Virginia

Washington

West Virginia

Wisconsin

Wyoming

Hawaii

Massachusetts

Rhode Island

Green states are currently confirmed qualifying. Grey states are pending or have restrictions. Contact us to confirm your state status.

Most Shops Qualify.

The fastest way to confirm is a quick call. We will check your state, review your
job types, and tell you straight whether AGA works for your shop.

Auto Glass Advocates
Payment Without the Wait

Independent auto glass shops paid in full within 3-5 business days on eligible insurance claims. No networks. No contracts. No catch.

Five Criteria.Most Shops